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Alabama Disabilities Advocacy Program (ADAP)
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Mental Health


Know Your Rights: Parity for Mental Health and Substance Use Disorder Benefits

There is now a law that protects your mental health and substance use disorder benefits.

Parity Guide Explains Right to Health Insurance Coverage for Addiction & Mental Health Care

The Legal Action Center released Health Insurance for Addiction and Mental Health Care: A Guide to the Federal Parity Law. The Guide explains patients’ and providers’ rights to insurance coverage for substance use and mental disorders.

It answers question such as:
  • My health insurer denied me inpatient addiction treatment. Now what?
  • My health insurer will only approve 2 days of residential addiction treatment at a time. What can I do?
  • My health insurer’s network has no doctors who prescribe Suboxone. What are my rights?
  • My health insurer says my psychologist visits are not medically necessary. Is there anything I can do?

A federal law forbids health insurers from discriminating against people with substance use or mental disorders. Health Insurance for Addiction & Mental Health Care: A Guide to the Federal Parity Law explains patients’ and providers’ rights care under this law, the Paul Wellstone and Pete Domenici Mental Health Parity and Addiction Equity Act, or “federal parity law.” The Guide also briefly explains some relevant New York State laws. Although written for a New York audience, much of the Guide can be used anywhere in the country.
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  • Home
  • About Us
    • ADAP Services
    • ADAP Staff
    • Mission & Values
    • Goals & Priorities
    • ADAP Eligibility Requirements
    • Programming
    • Career and Clerkship Opportunities
    • ADAP Disclaimer
    • ADAP Advisory Council >
      • PADD Advisory Council
      • PAIMI Advisory Council
    • ADAP Awards >
      • Jeff Ridgeway
      • Ricky Wyatt
  • Client Assistance Program
  • Community Issues
    • Abuse/Neglect
    • Assistive Technology
    • Employment
    • Community Waiver Program
    • HIV/AIDS
    • Mental Health
    • Social Security
    • Traumatic Brain Injury (TBI)
    • Veterans
    • Voting >
      • Vote for Access
    • Guardianship
  • Children's Issues
    • Bullying
    • Children's Mental Health
    • Foster Care
    • Juvenile Justice
    • Protecting Youth in Facilities
    • Special Education
    • Transitioning to Adulthood
  • COVID-19 Advocacy Tools You Can Use
    • Healthcare
    • Safety in Community / Facility
    • Special Education (K-12 and Post-Secondary)
    • Transportation and Housing
    • Voting
  • Assistance Needed
    • Resources >
      • Client Intake Form
      • ADAP General Contact Form
      • ADAP Publications
      • ADAP Federal Partners
    • Grievance Procedure
    • Grievance Form
    • Satisfaction Survey
    • Office Location
    • Request Education / Training Presentation
    • Request Exhibit
    • Request a Publication
    • Special Education Bulk Book Order Form
    • Report Broken Links or Other Website Issues